How to Apply for an Airtel-Axis Bank Credit Card 2023
Introduction
Airtel-Axis bank credit card is a co-branded credit card offered by Airtel and Axis Bank. It is a VISA credit card that can be used for shopping, online transactions, paying bills, and more. The card offers many benefits like cashback, discounts, fuel surcharge waivers, and more.
How to Apply for an Airtel-Axis Bank Credit Card
To apply for an Airtel-Axis Bank credit card, you will need to visit the official website of either Airtel or Axis Bank. Once there, you will need to fill out an online application form with your personal and financial details. After your application has been processed and approved, you will receive your credit card in the mail.
How to Use an Airtel-Axis Bank Credit Card
To use your Airtel-Axis bank credit card, simply present it at any merchant that accepts credit cards. The merchant will then run your card through a credit card reader, which will process the transaction and deduct the appropriate amount from your credit limit. You can also use your Airtel-Axis bank credit card to make purchases online or over the phone. To do so, you will need to provide your credit card number, expiration date, and security code.
Benefits of an Airtel-Axis Bank Credit Card
An Airtel-Axis Bank credit card comes with a lot of benefits. For starters, it offers 5% cashback on all Airtel payments. That means every time you pay your phone bill or recharge your Airtel prepaid account, you get 5% of the amount back as cashback. This is a great way to save money on your phone expenses. Another great benefit of having an Airtel-Axis Bank credit card is that you get 10% off on all Axis Bank products and services. This includes things like credit cards, personal loans, and even home loans. So if you’re looking to save money on your banking products and services, this is a great way to do it. Lastly, the Airtel-Axis Bank credit card comes with a host of other benefits like a fuel surcharge waiver, airport lounge access, and more. So if you’re looking for a comprehensive credit card that comes with a lot of perks and benefits, the Airtel-Axis Bank credit card is a great option for you.
Charges of an Airtel-Axis Bank Credit Card
There are several charges associated with the Airtel-Axis Bank credit card. First, there is an annual fee of Rs. 499 which is charged for the first year. After that, there is a renewal fee of Rs. 399 per year. Secondly, there is a late payment fee of up to Rs. 100 if the minimum amount due is not paid on time. Thirdly, there is a cash advance fee of 2.5% of the amount withdrawn or Rs. 300, whichever is higher. Fourthly, there is a foreign currency transaction fee of 3% of the transaction amount. Lastly, there is a fuel surcharge waiver of 1% on fuel purchases made using a credit card.
Airtel axis bank credit card cashback
Airtel-Axis bank credit card holders are eligible for a cashback of up to 5% on their total spending every month. There is no minimum spend required to avail of this offer and the maximum cashback that can be availed is Rs.500 per month. This offer is valid for all transactions made using the credit card, both online and offline.
Conclusion
The Airtel-Axis Bank credit card is a great option for those who are looking for a way to save money on their monthly expenses. It offers a number of benefits that make it an attractive choice for many consumers. However, it is important to understand the charges associated with this card before applying for one.