SBI Cashback Credit Card Review

Introduction

The SBI Cashback Credit Card is a great way to get cash back on your everyday purchases. It offers a wide range of benefits and features that make it a great choice for those who want to earn cash back on their spending.

The SBI Cashback Credit Card is a great choice for people who are looking for a cash-back credit card. It offers a wide range of benefits and features that make it a great choice for people who want to get the most out of their credit card. The SBI Cashback Credit Card offers a wide range of rewards and benefits that make it a great choice for people who want to get the most out of their credit card.

how to get Cashback on SBI credit card

There are a few things you need to do in order to get cashback on your SBI credit card. First, you need to make sure that you are using your card for eligible purchases. Eligible purchases include gas, groceries, and utility bills. You will also need to use your card for a minimum amount each month in order to qualify for cashback. Once you have met these requirements, you will need to register for the SBI cashback program. Once you are registered, you will start earning cashback on your eligible purchases.

What are the Benefits of an SBI Cashback Credit Card?

The SBI Cashback Credit Card offers a wide range of benefits that make it an attractive choice for consumers. One of the main benefits is that cardholders can earn cash back on their purchases. There is no limit to the amount of cashback that can be earned, and the cashback can be used to offset future purchases or withdraw from an ATM. Another benefit of the SBI Cashback Credit Card is that it offers a 0% introductory APR on balance transfers and purchases for the first 12 months.  This offer can help cardholders save money on interest charges if they plan on carrying a balance on their card. Finally, the SBI Cashback Credit Card comes with a number of built-in protections, including fraud protection and extended warranty coverage. These protections can give cardholders peace of mind when using their card.

How to Use SBI Cashback, Credit Card?

To use your SBI Cashback Credit Card, simply swipe or insert your card at any merchant that accepts credit cards. You will then be asked to enter your PIN to complete the transaction. Once the transaction is complete, you will receive a cashback reward based on the amount of your purchase.

What are the Fees and Charges of an SBI Cashback Credit Card?

There are a few fees and charges associated with the SBI Cashback Credit Card. Firstly, there is an annual fee of Rs. 500 which is applicable from the second year onwards. Secondly, there is a late payment fee of up to Rs. 100 if the minimum amount due is not paid within the due date. Thirdly, there is a cash advance fee of 2.5% of the cash advance amount or Rs. 300, whichever is higher. Lastly, there is a foreign currency transaction fee of 3% on all transactions made in foreign currency.

Conclusion

The SBI Cashback Credit Card is a great way to get cash back on your purchases. It is easy to use and has many benefits. However, there are some fees and charges that you should be aware of before you apply for this card.